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El cheque familiar: una ayuda de 1200 €

cheque familiar

Las personas desempleadas, pensionistas, trabajadores y familias monoparentales que tienen personas a su cargo, tienen una deducción del IRPF de 1.200 euros al año, lo que se conoce como el cheque familiar. Esta ayuda se tramita en la Agencia Tributaria y las familias numerosas podrían obtener hasta 2.400 € si pertenecen a la categoría especial. También puedes anticipar el pago y cobrar 100 euros cada mes. Te contamos cómo.

1. ¿Quién puede solicitar el cheque familiar?

Primero de todo, es importante saber qué personas pueden solicitar el denominado cheque familiar, pues no todo el mundo tiene acceso a esta deducción, sino únicamente quienes cuenten con personas a cargo y se encuentren en alguna de las situaciones siguientes:

  • Familias monoparentales que tengan al menos dos hijos a cargo
  • Trabajadores que sean familia numerosa o que cuenten con:
    • Hijo/s persona con discapacidad/s
    • Ascendiente/s con discapacidad
  • Desempleados o pensionistas que tengan hijos o ascendientes personas con discapacidad o sean los responsables de una familia numerosa.

2. ¿En qué consiste la ayuda de hacienda de 1200 euros?

El cheque familiar es la deducción de 1.200 € o 2.400€ a la que tienen derecho las familias numerosas, monoparentales, pensionistas o desempleados con personas a cargo.

Quienes se encuentren en alguna de las situaciones anteriores pueden deducirse 1.200€ en la declaración de la renta o pedir el abono anticipado de 100 durante doce meses. Las familias numerosas de categoría especial pueden deducirse hasta 2.400€, por lo que el abono anticipado serían 200 euros.

La ayuda es de 1.200 euros anuales aunque se pueden pedir el pago adelantado de 100 euros mensuales

Uno de los aspectos más significativos es que estas deducciones sí son acumulables, veamos algunos ejemplos:

  1. Una familia con dos hijos dependientes con discapacidad superior al 33% tiene derecho a 2.400 euros de ayuda.
  2. Una familia con un hijo dependiente y que sufra una discapacidad que esté por encima del 33% y un ascendiente que sea dependiente y que también tenga ese grado de discapacidad obtendría una bonificación de 2.400 euros al año.
  3. Y en el caso de familias numerosas de categoría especial, con 5 o más hijos, la deducción de 2.400 euros mensuales.

3. Cómo solicitar la ayuda de 1200 euros

Para solicitar la ayuda se puede hacer a través de dos vías:

  • Por un lado, se puede pedir la deducción en la declaración anual de la renta.
  • Y por otra, se podrá pedir el cobro mensual de forma anticipada, es decir 100 euros mensuales o aquella cuantía que corresponda según cada caso.

Solicitar el abono anticipado de los 100 euros

Si se opta por esta segunda vía hay que presentar el modelo 143 de las siguientes formas:

  • Llamando al teléfono de atención al ciudadano y señalando el importe que aparece en la casilla 415 de la última declaración de renta:

901200345( Llamar aquí )

Accede desde aquí:

Modelo 143 AEAT

  • Y por último de forma presencial en la Agencia Tributaria, para ello habrá que disponer de cita previa:

Cita previa Hacienda

*Recuerda que si ya la solicitaste el año pasado, no es necesario que vuelvas a hacerlo, ya que se continúan tramitando las que ya estén presentadas. Solamente deberás hacerlo si tienes que cambiar la modalidad de la solicitud, es decir, de individual a conjunta o viceversa.

4. Documentación para la solicitud del cheque familiar

Para solicitar el cheque familiar hay que aportar la siguiente información:

  1. Por un lado, hay que cumplimentar de manera correcta el modelo 143
  2. También hay que aportar el libro de familia, el título de familia numerosa o en su caso, el certificado de discapacidad que ha sido emitido por la Comunidad Autónoma correspondiente.
  3. Se debe señalar cuál es el tipo de deducción que se requiere: por descendientes con discapacidad y que están a su cargo, por familia numerosa
  4. Otro de los documentos a aportar es el código IBAN de la cuenta bancaria en la que se desea obtener el importe del cheque familiar.
  5. Y el DNI o NIF de aquellos que solicitan la ayuda.

5. ¿Si estoy en paro, puedo pedir el cheque familiar?

Para que los parados y de los pensionistas puedan solicitar la prestación deben tener una familia numerosa o deben contar con algún miembro que posea discapacidad de al menos un 33%.

También pueden deducirse los 1.200 euros las familias monoparentales con al menos dos hijos a cargo que estén en situación de desempleo y no tengan derecho a percibir pensión de alimentos.

6. ¿Puedo solicitar hoy el pago anticipado?

Desde el 31 de marzo de 2015 puede solicitarse el pago anticipado de los 100 euros a través del procedimiento que hemos descrito en el apartado 3.

Los 1.200 euros podrán deducirse en la próxima declaración de renta 2021.

La solicitud se podrá hacer tanto de forma individual como colectiva

Si se hace de forma individual, el importe perteneciente a la deducción habrá que dividirse entre los demandantes por igual forma.

Y para que se haga colectiva, deberán suscribirse aquellas personas que tienen derecho a la deducción, es decir los dos cónyuges en el caso de que estén cotizando en la Seguridad Social, pero será el primer solicitante el que va a recibir la transferencia en su cuenta bancaria de forma mensual.

Más información

Para ampliar información sobre esta ayuda se puede hacer a través de los siguientes enlace:

Información «cheque familiar» Agencia Tributaria

*Información actualizada Enero 2021

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